Navigating the auto financing process can be tricky territory, but when you work with Todd Judy Family Dealerships, it's made easy! We know the ins and outs and how to get you the best possible rates and pricing. Visit or call our Ford dealerships near St. Albans to get started on financing the new Escape or used F-150 you'd like to make your own. We're certain you'll love the Ford ownership experience.
When you choose to shop with our car dealerships in West Virginia, you can rest easy knowing that we're going to help you secure the best rate. We work with many lenders and can find you competitive auto financing rates for you to choose from. Plus, we'll always provide the transparency you deserve.
To get you started, we've put together a list of Ford financing FAQs. We're only a call or a click away should you have more questions, so feel free to reach out any time!


What Is the Todd Judy Ford Fresh Start Program?
The Todd Judy Ford Fresh Start program helps shoppers with poor credit buy a vehicle that works with their budget and secure a loan that they’re comfortable with. For many, credit repair, used car bad credit financing and other solutions are possible. So, start shopping for the used cars St. Albans drivers love and get the keys to your very own used Ford truck or SUV.
01Can I Buy My Ford Lease?
Yes! If you love the Ford Expedition or Mustang Mach-E that you've been leasing, you can absolutely buy the car when the lease is due to expire. If you've been searching "How to purchase my Ford after the lease," simply speak with our Ford finance experts and we'll walk you through the simple steps.
02Should I Lease My Truck or Buy It?
Whether you should buy vs. lease a car is a personal choice that often comes down to the payment plan you're comfortable with or how long you'd like to keep the vehicle. Let us show you the Ford lease payment plan options vs. financing solutions so you can see which you prefer.
Once you've reviewed the leasing plan Ford is currently offering, or new car specials that our dealership is running, you can see what it will cost to lease a Ford Super Duty® or Ranger nearby.
03What Credit Score Do You Need for a New Ford?
Whether you have good or bad credit, there are usually ways to finance a Ford Maverick or Mustang. Simply visit our car dealerships in WV, and let us show you the rates you qualify for based on your credit score, down payment, preferred loan term length and other relevant factors.
We'll also show you important features like Ford credit gap coverage and our current Ford auto finance incentives so you don't miss out on any specials or protections.
04What Is Ford Gap Insurance?
Gap insurance is a great way to protect your investment on a new Ford Bronco or pickup. Basically, gap insurance covers the difference between your car's worth and what your insurance is willing to cover in the event of an accident. Turn to our WV Ford dealer to learn more about this valuable protection.
05How Long Does It Take to Get a Car Appraised?
If you're looking to value a trade-in and trade up to a new Ford, you'll be pleased to know that our team provides fast appraisals. Simply bring your vehicle in to one of our Ford dealers WV drivers love to come to, and we'll perform an inspection of your vehicle. Then we'll make you an offer and help you find your new or new-to-you ride!
Whether you're ready to get prequalified or you'd like to learn more about a Ford vehicle protection plan, gap insurance, Ford lease terms or anything else, we're here to support you! Reach out to Todd Judy Family Dealerships and we'll help you through the Ford financing process step by step.